Supported Independent Living (SIL) Central Coast
Personalised support to help you live more independently, your way anywhere in the Central Coast
Serving Gosford, Woy Woy, Point Frederick and More Areas in Central Coast
Steadway provides Supported Independent Living services across the Central Coast, supporting participants in and around Gosford, Point Frederick, Woy Woy, and surrounding areas.
Living independently isn't only about the support you receive at home. Access to healthcare, transport, shopping, family, friends and community activities can all influence whether a living arrangement works well long-term.
Whether you're exploring SIL NDIS funding for the first time, looking for a new support arrangement, moving into SIL accommodation, or considering changing SIL providers, our team can help you understand your options and plan the next step.
Our approach is centred around the person, not simply the roster. We take the time to understand your routines, preferences, goals and support needs so that your Supported Independent Living arrangement works around your life.
Supported Living Built Around You
The place you live matters, but so do the people supporting you inside it. At Steadway, our SIL supports are designed around your individual needs, daily routines and NDIS goals.

Depending on your approved funding and circumstances, support may include:
- Personal care and daily routines
- Meal preparation and cooking
- Household tasks and cleaning
- Medication support
- Developing independent living skills
- Support with appointments and community participation
- Personal safety and supervision
- Overnight and 24-hour support where funded
- Building confidence with everyday tasks
Whether you live in a shared SIL house, an individual living arrangement or Specialist Disability Accommodation, our focus is helping you maintain as much independence, choice and control as possible.
What is Supported Independent Living?
Supported Independent Living (SIL) is an NDIS support for people who require significant assistance or supervision with everyday activities at home.
SIL funding generally relates to the support workers who assist you with daily living. It may be provided in a shared SIL home, individual accommodation or another suitable living arrangement depending on your circumstances.
SIL does not generally pay for the physical property, rent, groceries, utilities or other ordinary living expenses.
A simple way to think about it is:
SIL = The Support
Support workers, daily living assistance, supervision and skill development.
Housing = Where You Live
This may be a regular rental, shared home, Specialist Disability Accommodation or another approved housing arrangement.
This is why Supported Independent Living accommodation and the support delivered within it should be considered separately.
Who May Be Suitable for SIL?
Supported Independent Living is generally designed for NDIS participants with higher support needs who require significant assistance throughout the day.
SIL may be worth exploring if you:
- Need regular support with personal care and daily routines
- Require assistance throughout much of the day
- Need overnight supervision or support
- Want to build greater independence at home
- Need support with cooking, cleaning or household tasks
- Require a structured support arrangement
- Want to move from your family home into more independent accommodation
- Already receive SIL funding but want to review your current provider
The exact level of NDIS SIL funding available depends on your individual circumstances, assessed needs and NDIS plan.
Already have SIL funding?
If you already have Supported Independent Living funding in your NDIS plan, our calculator can help you understand the type of support arrangement your budget may typically provide.
Enter your annual SIL funding and Core Flexible funding for an indicative estimate, or speak with our team if you would prefer to discuss your funding, support needs and living arrangements directly.
What Does SIL Funding Cover?
SIL funding is intended to cover eligible disability-related support delivered in your home.
Depending on your approved plan, this may include support with personal care, daily routines, household tasks, meal preparation, developing independent living skills and supervision.
SIL funding is different from everyday household costs.
It generally does not cover:
- Rent
- Groceries
- Electricity and utilities
- Internet
- Furniture
- General household expenses
- Personal entertainment costs
If you're comparing the price of SIL or trying to understand what you may personally need to contribute, it's important to separate the cost of your accommodation from the cost of your funded support.
Our team can help explain how your NDIS SIL funding may work alongside your housing arrangement.
The Price of SIL: What Could Your Funding Provide?
The price of SIL isn't the same for every participant. The amount and type of support you may be able to access depends on your individual support needs, approved SIL funding, Core Flexible funding, and how your supports are arranged.
If you already have funding in your NDIS plan, our SIL Funding Calculator can help you get a clearer picture of what your combined budget may typically provide.
Try Our SIL Funding Calculator
Our calculator will estimate the type of support arrangement your combined annual budget may typically provide, helping you better understand what your funding could look like in practical terms.
Whether you're comparing SIL providers, reviewing your current support arrangement, or considering a move into Supported Independent Living, it's a simple place to start.
Why Choose the Central Coast for Supported Living?
The Central Coast offers more than a place to call home as it provides access to established communities, essential services and a relaxed lifestyle where participants can stay connected to the people, places and activities that matter to them.
Healthcare & Allied Health. Major centres such as Gosford provide access to hospitals, medical services and allied health professionals, helping participants stay connected to important health and disability supports.
Public Transport. Train and bus services across locations including Gosford, Woy Woy and Wyong provide connections throughout the Central Coast and towards Sydney and Newcastle.
Shopping & Everyday Services. Residents can access supermarkets, pharmacies, shopping centres, cafés and other everyday services throughout the region.
Community & Lifestyle. From waterfront areas and parks to community facilities and recreational opportunities, the Central Coast offers plenty of ways to stay connected and participate in local life.
The aim of independent supported living isn't simply to receive help at home. It's to have the support you need to participate in the life and community that matter to you.
Thinking About Changing SIL Providers?
Changing providers can feel like a big decision.
You may already have established routines, trusted support workers or relationships that are important to you. You may also know that your current arrangement isn't working as well as it could.
At Steadway, we begin by asking:
What's working?
What isn't?
What would you like to be different?
From there, we work with you and the people involved in your support to develop a transition plan.
This may include reviewing:
- Your existing routines
- Communication preferences
- Support requirements
- Current roster of care
- Trusted relationships
- Safety and risk considerations
- Your personal goals
- Your housing arrangement
- Collaboration with your Support Coordinator and allied health team
Changing NDIS SIL providers shouldn't mean losing control over your life.
Our role is to make the transition as clear, coordinated and person-centred as possible.
Can I Keep a Trusted Support Worker?
One of the biggest concerns participants can have when changing providers is losing a support worker they already know and trust.
Consistency matters. Familiar workers often understand your routines, communication style and individual preferences.
Where appropriate, Steadway can explore whether an existing worker may be able to become part of your new support arrangement.
Any worker joining Steadway must still successfully complete our usual recruitment, screening and compliance requirements.
This allows us to explore continuity of support without compromising safety or professional standards.
Continuity in Action
In our SDA Love Story case study, Michael and Anna’s journey shows why continuity of support can matter just as much as finding the right home.
When Michael moved into a new SDA home, one of his priorities was maintaining the relationship he had built with a trusted support worker. Steadway explored whether that worker could become part of his new support arrangement while still completing the required recruitment and compliance processes. Read the full case study here.
SIL Housing and Living Arrangements

There isn't one single type of SIL housing.
Depending on your funding, preferences and support needs, you may live:
- In a shared SIL house with other participants
- In a home with one other participant
- Independently with individual support
- In Specialist Disability Accommodation
- In another suitable rental or housing arrangement

Some people associate SIL homes NDIS arrangements only with group homes, but Supported Independent Living does not automatically mean living with several other participants.
Your living arrangement should reflect your needs, funding, preferences and goals.

SIL and SDA: What's the Difference?
SIL and SDA are often mentioned together, but they fund two different things.
SIL is about your support.
Supported Independent Living NDIS funding relates to the assistance you receive with everyday activities.
SDA is about the specialist home.
Specialist Disability Accommodation relates to purpose-built housing for eligible participants with extreme functional impairment or very high support needs.
You may have:
- SIL without SDA
- SDA without SIL
- Both SIL and SDA
Your funding depends on your individual needs and NDIS plan.
Looking for both housing and support?
Steadway works alongside SDA housing providers across the Central Coast and can help participants explore how their NDIS SIL housing and support arrangements may work together.
The Steadway Approach to Supported Independent Living
We Listen. We start by understanding you—your routines, preferences, goals and what a good day looks like.
We Plan. We work with you and, where appropriate, your family, Support Coordinator and allied health team to develop a clear support arrangement.
We Match. When building your support team, we consider experience, communication style, personality and participant preference.
We Transition. Whether you're moving home or changing SIL providers, we develop a transition plan designed to maintain stability and reduce disruption.
We Review. Your needs and goals can change. Your support should be able to change with them.
Support for Support Coordinators & Allied Health Professionals
Looking for a SIL provider on the Central Coast for someone you support?
Steadway works collaboratively with Support Coordinators, Specialist Support Coordinators, Occupational Therapists and other allied health professionals to explore appropriate living and support arrangements.
We can discuss:
- Current SIL funding
- Participant support requirements
- Existing roster of care
- Shared versus individual support
- Overnight support
- Transition planning
- Housing arrangements
- SDA and SIL combinations
- Compatibility considerations
- Existing support relationships
- Referral and intake requirements
Our goal is to make communication clear and help all stakeholders understand the proposed support arrangement before a transition takes place.
Posted on Kristy Allen2026-04-20 Leanne has been so amazing with my daughter. She's helped build her self-esteem and confidence, helped to get out and about more in the community and to feel less anxious when doing so. We love her and are so grateful!Posted on Steve Johansson2026-04-14 Steadway are professional, proactive and where circumstances require it promptly reactive. Without exception every support worker has been extremely personable and helpful whatever request is made of them. I highly recommend this company.Posted on Sequoia Ellis2026-04-13 As a Support Coordinator, working with Steadway has been a breeze. Chris and Claire are responsive and on the ball. Communication is fantastic and I look forward to continuing my work with them. I would recommend giving this service a go if you are looking for a support work company!Posted on Deb Duffy2026-04-13 Chris & team are fantadtic to deal with. I highly recommend!Posted on Nathanael West2026-04-12 Chris and his team at Steadway always provide timely and professional services. Highly impressed with Steadway and would recommend them to anyone.Posted on lynne morrish2026-02-23 I am incredibly impressed with Stedway’s service. Their focus on client choice and participation really stands out. Being provided with a short list of matched support workers — including their experience and a photo — was excellent. It allowed my brother to feel involved and confident in choosing the right support person, rather than having someone simply assigned. A genuinely person-centred and respectful service that I would highly recommend.Posted on Brian Huntington2026-01-05 A wonderful and caring community of people who go above and beyond with all their support and understanding. So quick to help and have everything organised including those extra services I need as a HD patient. Communication is on another level with regular contact and allowing me full decision making with my workers.they go above and beyond to keep me in the loop with my dates and times of visit. I enjoyed the Christmas card and the condolences card when my father passed away. The team is so knowledgeable and helpful when I was new to the system and the staff was so supportive and understanding of my changes and they were so lovely in their communication with me. The visits from Chris, Claire and Mary were so helpful in guiding me through the process and allowing my own individual needs to be met and changes with my support workers. Was struggling with the process and everyone was quick and responsive to my needs with follow up interviews and getting me in contact with other professionals. They just want to help me with my HD which is a challenge for anyone. I can see how genuine everyone is with my support needs who are making a difference for me already. Maddii of course has been an asset to me during this time. I was so impressed with everyone and looking forward to a long future with them.Posted on Asad “Lion” Harb2025-12-31 As being a client to Steadway would like to let everyone know that they go above and beyond I'm not just another number. All is done properly and professionally. Very impressed. I wouldn't recommend anyone else. Thanks SteadwayPosted on James Williams2025-12-04 I've never had anyone go out of there way to help me so mutch Chris is Verry compassionet an extremely clever who ever he helps I'm sure they be Verry happy Chris is Verry trustful an a good man I'm so glad he helping me
Real-Time Support at Your Fingertips
Managing support can be stressful. Missed shifts, unclear updates, and endless calls can make the process overwhelming. At Steadway, we simplify it all. With smart tools for efficient rostering and real-time communication, participants stay informed, organised, and in control of their care. We’re not just providing support, we’re enhancing independence through technology that makes life easier, more organised, and more personal.
Watch the videos below to see how we’re transforming disability support with modern, participant-friendly solutions.
Participant App
Clients are provided with an app that allows them to see their shifts at the click of a button.
Goal Tracking
We can build capacity building projects that track progress visually over time.
Digital Allied Health Forms
We don't use paper and can collaborate digitally with our clients' allied health professionals.
Digital ABC Forms
We collaborate digitally with Behaviour Support Practitioners and can ensure our support workers complete the necessary forms.
And we geo-graphically tag our support workers when they arrive on shift.

Meet & Greets
Clients can select from Central Coast support worker profiles and we offer no obligation meet and greets, during which you can get to know your potential support worker.
Determine whether the NDIS may fund a particular item, service, or support, with our “Will the NDIS Pay For It?” AI tool. If you prefer to speak with us instead, our team is here to help so feel free to contact us.
Looking for Supported Independent Living on the Central Coast?
Whether you're exploring SIL accommodation near you, already have funding, are looking for a new SIL house, or want to change your current provider, we're here to help you understand your options.
At Steadway, we believe support should help you build the life you choose, not require your life to fit around a service.
Let's talk about what good support looks like for you.

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Support Workers
Central Coast
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